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Articles by Dave

About Dave
Dave Bred writes about loans, budgeting, and money management and has 17 years of experience in finance journalism. He holds a BSc and an MSc in Economics and turns complex financial topics into simple, practical advice that helps readers make smarter money decisions.
Anu Garg IAS Biography

Anu Garg IAS Biography: Age, Husband, Background, Career, Personal Life And Appointmnet

December 24, 2025 Dave 0

Anu Garg IAS Biography Anu Garg IAS was born on March 1, 1969, in Uttar Pradesh, India. Growing up in an environment that valued education and public service, she developed early interests in understanding human behavior and social structures. Her formative years were marked by […]

Why Does The Psychology of Spending Often Override Logical Budgeting Strategies Even Among Disciplined Savers

Why Does The Psychology of Spending Often Override Logical Budgeting Strategies Even Among Disciplined Savers

December 24, 2025 Dave 0

Money management should be straightforward, shouldn’t it? Earn money, spend less than you make, save the difference, and watch your wealth grow over time. Yet if financial success were simply a matter of following logical steps, everyone with a decent income would be financially secure. […]

In Which Scenarios Can Personal Loans Undermine Long-Term Budgeting Goals, and What Strategic Plans Can Protect Financial Health

In Which Scenarios Can Personal Loans Undermine Long-Term Budgeting Goals, and What Strategic Plans Can Protect Financial Health

December 24, 2025 Dave 0

Personal loans have become an increasingly common financial tool in modern society, offering quick access to funds for everything from home improvements to debt consolidation. While these loans can provide immediate relief during financial emergencies, they carry the potential to severely undermine your long-term financial […]

Recent Posts

  • Anu Garg IAS Biography: Age, Husband, Background, Career, Personal Life And Appointmnet
  • Why Does The Psychology of Spending Often Override Logical Budgeting Strategies Even Among Disciplined Savers
  • In Which Scenarios Can Personal Loans Undermine Long-Term Budgeting Goals, and What Strategic Plans Can Protect Financial Health
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