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Articles by Dave

About Dave
Dave Bred writes about loans, budgeting, and money management and has 17 years of experience in finance journalism. He holds a BSc and an MSc in Economics and turns complex financial topics into simple, practical advice that helps readers make smarter money decisions.
Ajay Singhal IPS Haryana Biography

Ajay Singhal IPS Haryana Biography: Age, Current Posting, Background, Career, Personal Life And Appointment

December 31, 2025 Dave 0

Ajay Singhal IPS Haryana Biography Ajay Singhal was born on October 15, 1968 in Haryana, India. He comes from the Rewari district and spent his early years in a part of the state known for hard work and close community ties. Singhal studied technical subjects […]

Sina Ghami Biography

Sina Ghami Biography: Age, Anthony Joshua, Height, Wife, Career And Cause Of Death

December 30, 2025 Dave 0

Sina Ghami Biography Sina Ghami was born on September 10, 1989 in London, United Kingdom. He grew up with a strong interest in sport, movement and the science behind athletic performance. Of Persian heritage, Ghami trained academically and practically to become a specialist in sports […]

Why Might Traditional Budgeting Frameworks Fail For People With Highly Irregular Income Streams Like Freelancers And Gig Workers

Why Might Traditional Budgeting Frameworks Fail For People With Highly Irregular Income Streams Like Freelancers And Gig Workers

December 28, 2025 Dave 0

Picture this scenario: You’re a freelance graphic designer who just landed a major client project that will pay five thousand dollars—but not until the work is completed in six weeks. Meanwhile, your rent is due next week, and you have exactly three hundred dollars in […]

Under What Circumstances Do Informal Saving Methods Such As Rotating Savings And Community Groups Outperform Formal Banking Systems

Under What Circumstances Do Informal Saving Methods Such As Rotating Savings And Community Groups Outperform Formal Banking Systems

December 28, 2025 Dave 0

When we think about saving money, most of us immediately picture banks with their imposing buildings, formal procedures, and sophisticated technology. But across the world, millions of people are building financial security through methods that don’t involve banks at all. They’re participating in rotating savings […]

To What Extent Can The Cashless Payment Trend Distort Perceptions Of Personal Financial Limits

To What Extent Can The Cashless Payment Trend Distort Perceptions Of Personal Financial Limits

December 27, 2025 Dave 0

Have you ever reached the end of the month and found yourself staring at your bank statement in complete disbelief, wondering where all your money went? You’re not alone. As our wallets have shed their bulky cash loads in favor of sleek credit cards, smartphone […]

In Which Ways Do Cultural Values About Money Shape Individual Money Management Behaviors Across Different Societies

In Which Ways Do Cultural Values About Money Shape Individual Money Management Behaviors Across Different Societies

December 27, 2025 Dave 0

Money talks, but did you know it speaks different languages depending on where you are in the world? The way we think about money, spend it, save it, and even feel about it isn’t just a personal quirk—it’s deeply woven into the cultural fabric of […]

Dr Reginald Santos Biography

Dr Reginald Santos Biography: Age, Wife, Education, Personal Life, Career And Relationship With Carla Abellana

December 27, 2025 Dave 0

Dr Reginald Santos Biography Dr. Reginald Santos was born on March 18, 1986, in Quezon City, Philippines. Dr. Reginald Kristian Carlos Santos is a Filipino medical doctor and hospital executive, he served as head of emergency services and later as Chief Medical Officer at Diliman […]

George Akume Biography

George Akume Biography: Age, New Wife, Family, Career, Personal Life And Marriage With

December 27, 2025 Dave 0

George Akume Biography George Akume was born on December 27, 1953, in Benue State, Nigeria. He is a Nigerian politician and public servant. From early school days to his university years, Akume showed an interest in social issues and labour relations, subjects that would shape […]

Wuraola Zaynab Biography

Wuraola Zaynab Biography: Age, Husband, Family, Children, Career And Marriage With George Akume

December 27, 2025 Dave 0

Wuraola Zaynab Biography Wuraola Zaynab was born on July 16, 1986 in Edo State, Nigeria. She is a public figure known for a life that moves between traditional royalty, humanitarian work and a private, international life. Zaynab is commonly known by several names: her birth […]

Collin Lawrence Sequerah Biography

Collin Lawrence Sequerah Biography: Age, Origin, Family, Wikipedia, Career And Controversy With With Ex-minister Najib Razak

December 27, 2025 Dave 0

Collin Lawrence Sequerah Biography Collin Lawrence Sequerah was born on October 21, 1960, in Petaling Jaya, Selangor, Malaysia. He trained in law both in the United Kingdom and in Malaysia. Over the years he moved from private legal practice into the judiciary, steadily rising through […]

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